Everyone is talking about loans.

Whether a personal loan for a new car, an interest-free loan in a furniture store or a loan for a large investment, many people make use of the attractive offers on the credit market and thereby fulfill dreams and plans. If you compare the supply of loans, interest rates are consistently low at the moment and a long overdue plan can be implemented. But if you look into the small print, you find an important criterion that many do not meet: an employment relationship. But even the self-employed have wishes and dreams that they want to fulfill with a loan.

If you take a closer look at the market, you will find some practical offers for the self-employed and freelancers. The reason why many providers only grant a loan to employees is obvious: Checking the monthly available net income is very easy and it can be assumed that this income is received regularly and regularly in the account. But even with employees it is not certain whether they will not be fired 3 months later. And checking the salary of a self-employed person is actually just as easy.

Some providers refer to these criteria and arguments if you explicitly make offers for the self-employed. On the basis of the principle of equality. There is no difference between an employee and a self-employed customer. Solely the creditworthiness, which results from demonstrable income and the financial history of a customer, is used for a creditworthiness.

For such offers, the self-employed only have to submit tax assessments with a similar informative value instead of the proof of salary. This means that even the self-employed can benefit directly and directly from the favorable conditions.

Another very modern option is private loan platforms.

These have proven themselves in recent years and are busier than ever. But how does such a private loan platform work? As with other online platforms, there are basically two groups of people. On the one hand, there are those who are looking for a loan, and on the other hand, investors who want to increase their capital.

A loan seeker can present his or her concerns via the platform and enter their desired interest rate. Investors can then fund the project directly and completely or participate in it. If sufficient investors have participated after a certain period, the money is paid out to the borrower. Investors are covered by a fund.

Which loan offer a self-employed person is interested in, there are always ways to get very favorable conditions even without an employment relationship.